Gold Loan

Don’t let opportunities to pass just because of financial constraint!unlock the true potential of your idle gold with  Parnami Credits  Ltd. FlexiGold Loan services, it takes no more than a few hours for your gold to generate cash. The simple procedure that we follow allows:

• Quick loan disbursal

• Minimum loan amount of Rs 5000  with no maximum limit

• Pre-payment option-without any penalty

• Minimal documentation

• Quick gold evaluation

• Best customer service with a shorter response time

• Safe custody for gold ornament

• Attractive interest rates, communicated to customer in writing

• No hidden charges

Required Documents

• Primary ID: Aadhaar (With your explicit consent)

• Secondary ID: PAN card / Form 60

• In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)

  • Passport

  • Voter ID card

  • Driving licence

  • Letter issued by National Population Register containing details of name and address

• Residence Proof:

  • Any of the valid KYC documents

  • Utility bill (not more than 60 days old)

  • Bank account/Post office account details

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

• Other/Service  Charges (In INR)
• Loan processing fees :INR 500.00
• Documentation charges :Nil
• Pre-payment charges :Nil
• Late payment charges :Nil
• Pre-closure charges :Nil
• Penal charges :1.5% p.m. on the overdue amount
• Cheque/AD/ECS bounce charges : Nil